1. About This Website

This website is operated by Shore Legacy Insurance, LLC ("Shore Legacy," "we," "us," or "our"), an independent insurance agency based in Boca Raton, Florida.

By accessing or using this website, you agree to these Terms & Conditions to the extent permitted by applicable law.

Shore Legacy assists visitors with insurance information, inquiries, quotes, applications, and customer service.

Insurance policies are issued by insurance carriers, not by Shore Legacy.

2. Acceptable Use

You agree to use the website lawfully and responsibly.

Please do not:

• Submit knowingly false, misleading, or unauthorized information.
• Attempt to access another person's information without permission.
• Interfere with the website, its security, or normal operation.
• Use automated methods to misuse forms, overload the website, or collect information without authorization.

3. Insurance Information

Information provided through this website is intended for general educational purposes.

Website descriptions, educational materials, and calculators are not insurance policies, individualized financial, legal, or tax advice, or guarantees of a particular insurance benefit or outcome.

Actual coverage, benefits, exclusions, limitations, eligibility, underwriting, and policy terms depend on the applicable insurance carrier's approved policy documents and requirements.

4. Quotes and Applications

Insurance quotes, coverage, eligibility, and pricing depend on the insurance company, applicant information, underwriting requirements, and state availability.

Submitting a quote request, receiving an estimate, using an online calculator, or starting an insurance application does not guarantee coverage.

Insurance becomes effective only under the applicable insurance company's policy terms and requirements, including any required premium payment.

Quotes and estimates may change based on carrier review and other applicable requirements.

Do not cancel existing insurance based solely on a website estimate or application submission.

5. State and Product Availability

Insurance products, rates, benefits, features, underwriting rules, and availability vary by state, carrier, and applicant.

Information on this website does not mean that every insurance product is offered in every state or that every agent can offer every available product.

Insurance applications and recommendations are subject to applicable licensing, carrier appointments, and legal requirements.

6. Information You Submit

When requesting information or using website forms, please provide accurate, current information.

You should submit information only for yourself or when authorized to act on behalf of another individual.

Do not send Social Security numbers, sensitive medical records, or payment information through an ordinary contact form.

Use a secure insurance application or other approved process when sensitive information is required.

7. Text Messaging and Telephone Calls

Optional Text Messaging Programs

Shore Legacy offers separate optional informational and marketing text messaging programs.

Informational messages may include appointment reminders, inquiry updates, and customer service communications.

Marketing messages may include insurance quotes, coverage options, and related offers, when you have provided the required consent or where otherwise permitted by law.

Both website consent checkboxes are optional and initially unchecked. Customers may submit a request, obtain a quote, or purchase insurance without consenting to either program.

Selecting informational text messages does not authorize unrelated marketing messages.

Message frequency varies. Message and data rates may apply.

Reply STOP to opt out of text messages. Reply HELP for assistance.

You may also contact us at [email protected] .

Consent to marketing communications is not required to obtain a quote or purchase insurance.

Wireless carriers are not liable for delayed or undelivered messages.

Telephone Calls

When permitted by law and supported by the required consent, Shore Legacy may use automated dialing technology or artificial, prerecorded, or AI-generated voices for telephone calls.

You may request that Shore Legacy stop making marketing calls to you.

Submitting a website form, booking an appointment, or beginning an application does not automatically authorize unrelated marketing calls, marketing text messages, or AI-generated marketing calls.

Applicable opt-out and do-not-call requests are handled in accordance with legal requirements.

8. Third-Party Insurance Applications

Some insurance quotes and applications are provided through insurance companies, technology service providers, scheduling services, or third-party websites.

Their additional terms, privacy notices, and technical requirements may apply when using those services.

Shore Legacy does not control every feature, decision, or availability of a third-party service.

Please review the applicable provider's terms and privacy notices before submitting your information.

9. Medicare Information

Shore Legacy is not connected with or endorsed by the U.S. government or the federal Medicare program.

Medicare plan availability, eligibility, and enrollment are subject to applicable requirements.

10. Privacy

Information collected through our website and related communications is addressed in our Privacy Policy.

Please review our Privacy Policy for information about how personal information is collected, used, shared, and protected.

11. Website Content

Unless otherwise indicated, the Shore Legacy name, branding, page design, text, and other original website materials are owned by Shore Legacy or used with permission.

You may view website content for your own lawful personal use.

Please do not reproduce or use our branding or website content commercially without appropriate permission.

12. Website Availability

We aim to keep the website helpful and reasonably current.

However, information, third-party tools, and website features may change or occasionally become unavailable.

Please contact us if a form, scheduling feature, or quoting tool is not working.

Nothing on this website changes the rights or obligations established by an issued insurance policy or applicable law.

13. Changes to These Terms

We may update these Terms & Conditions to reflect changes in website features, business practices, or legal requirements.

When we make updates, the Last updated date on this page will be revised.